/* Sammam Insurance Brokerage — sammam.com.qa  v3
   Follows the qsurety.com pattern: white, SIB logo greens, Montserrat, tabbed products. */
:root{
  --green:#2E7D32; --green-dark:#1B5E20; --green-light:#5CB85C; --green-pale:#EAF5EB;
  --ink:#222; --grey:#666; --line:#E4E4E4; --bg:#fff; --bg-alt:#F6F8F6; --foot:#2B2B2B;
  --font:"Montserrat",system-ui,-apple-system,"Segoe UI",Arial,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
body{margin:0;background:var(--bg);color:var(--ink);font-family:var(--font);font-size:16px;line-height:1.7;-webkit-font-smoothing:antialiased}
h1,h2,h3{font-weight:600;line-height:1.25;margin:0 0 .6em;color:var(--ink)}
h1{font-size:clamp(1.9rem,3.6vw,2.8rem)}
h2{font-size:clamp(1.5rem,2.6vw,2.1rem)}
h3{font-size:1.15rem}
p{margin:0 0 1em}
a{color:var(--green);text-decoration:none}
a:hover{color:var(--green-dark)}
:focus-visible{outline:3px solid var(--green-light);outline-offset:2px}
.wrap{width:min(1170px,100% - 2.5rem);margin-inline:auto}
.btn{display:inline-block;padding:.85rem 1.6rem;border-radius:3px;font-weight:600;font-size:.95rem;border:2px solid var(--green);color:var(--green);background:#fff;cursor:pointer;font-family:inherit;transition:background .15s,color .15s}
.btn.primary{background:var(--green);color:#fff}
.btn.primary:hover{background:var(--green-dark);border-color:var(--green-dark);color:#fff}
.btn:hover{background:var(--green-pale)}

/* header — logo left, nav right (as qsurety.com) */
.site-head{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}
.site-head .wrap{display:flex;align-items:center;justify-content:space-between;gap:2rem;min-height:110px}
.brand img{height:84px;width:auto;display:block}
.brand .fallback{display:none;font-weight:700;color:var(--green);font-size:1.4rem;letter-spacing:.08em}
nav ul{list-style:none;margin:0;padding:0;display:flex;gap:2rem}
nav a{color:var(--ink);font-weight:500;font-size:.95rem;padding:.5rem 0;border-bottom:3px solid transparent;transition:color .15s}
nav a:hover,nav a[aria-current]{color:var(--green);border-bottom-color:var(--green)}
.nav-toggle{display:none;background:#fff;border:1px solid var(--line);border-radius:4px;padding:.5rem .8rem;font:inherit;font-weight:600;color:var(--ink)}
@media (max-width:860px){
  .site-head .wrap{min-height:84px}.brand img{height:60px}
  .nav-toggle{display:inline-block}
  nav ul{display:none;flex-direction:column;gap:0;position:absolute;left:0;right:0;top:84px;background:#fff;border-bottom:1px solid var(--line);padding:.5rem 1.25rem 1rem;box-shadow:0 8px 20px rgba(0,0,0,.06)}
  nav ul.open{display:flex}
  nav a{display:block;padding:.8rem 0;border-bottom:1px solid var(--line)}
  nav a[aria-current]{border-bottom-color:var(--line)}
}

/* hero banner with photo */
.hero{position:relative;color:#fff;background:var(--green-dark) url("assets/hero.jpg") center/cover no-repeat;min-height:440px;display:flex;align-items:center}
.hero::before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(20,60,26,.88) 0%,rgba(20,60,26,.72) 55%,rgba(20,60,26,.35) 100%)}
.hero .wrap{position:relative;padding:4rem 0}
.hero h1{color:#fff;max-width:18ch}
.hero p{font-size:1.15rem;max-width:52ch;color:#E8F2E9}
.creds{display:flex;flex-wrap:wrap;gap:.8rem;margin:1.4rem 0 1.8rem;padding:0;list-style:none}
.creds li{background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.35);padding:.45rem .9rem;border-radius:3px;font-size:.9rem;font-weight:500}
.hero .btn{border-color:#fff;color:#fff;background:transparent}
.hero .btn.primary{background:#fff;color:var(--green-dark)}
.hero .btn.primary:hover{background:var(--green-pale)}
.hero .btn:hover{background:rgba(255,255,255,.12)}

/* sections */
.section{padding:clamp(3rem,6vw,5rem) 0}
.section.alt{background:var(--bg-alt)}
.section-title{text-align:center;margin-bottom:2.5rem}
.section-title h2::after{content:"";display:block;width:56px;height:3px;background:var(--green);margin:1rem auto 0}
.about{display:grid;grid-template-columns:1.1fr .9fr;gap:3rem;align-items:center}
.about img{width:100%;height:auto;border-radius:4px;display:block}
.two{display:grid;grid-template-columns:1fr 1fr;gap:3rem}
.two h3{color:var(--green);font-size:1.35rem}
.services{display:grid;grid-template-columns:repeat(3,1fr);gap:2rem}
.card{background:#fff;border:1px solid var(--line);border-top:4px solid var(--green);padding:2rem 1.8rem;border-radius:4px;color:var(--ink);display:block;transition:box-shadow .15s,transform .15s}
.card:hover{box-shadow:0 10px 30px rgba(0,0,0,.08);transform:translateY(-2px);color:var(--ink)}
.card h3{margin-bottom:.5rem}
.card p{color:var(--grey);font-size:.95rem;margin:0 0 1rem}
.card span{color:var(--green);font-weight:600;font-size:.9rem}
@media (max-width:860px){.about,.two,.services{grid-template-columns:1fr;gap:2rem}}

/* product pages: page title band + tabs (as qsurety.com) */
.page-title{background:var(--bg-alt);border-bottom:1px solid var(--line);padding:2.6rem 0}
.page-title h1{margin:0 0 .4rem}
.page-title p{margin:0;color:var(--grey);max-width:70ch}
.tabs{display:grid;grid-template-columns:280px 1fr;gap:2.5rem;padding:clamp(2.5rem,5vw,4rem) 0}
.tablist{display:flex;flex-direction:column;gap:.35rem;margin:0;padding:0;list-style:none}
.tablist button{width:100%;text-align:left;background:#fff;border:1px solid var(--line);border-left:4px solid transparent;padding:.9rem 1.1rem;font:inherit;font-weight:500;font-size:.95rem;color:var(--ink);cursor:pointer;border-radius:3px;transition:background .15s}
.tablist button:hover{background:var(--green-pale)}
.tablist button[aria-selected=true]{border-left-color:var(--green);color:var(--green);background:var(--green-pale);font-weight:600}
.panel{display:none;border:1px solid var(--line);border-radius:4px;padding:2rem 2.2rem;background:#fff}
.panel.show{display:block}
.panel h2{font-size:1.5rem;color:var(--green)}
.panel ul{padding-left:1.2rem}
.panel .btn{margin-top:.8rem}
.todo{background:#FFF8E1;border-left:3px solid #E0B252;padding:.7rem 1rem;color:#5a4a1e;font-size:.95rem}
@media (max-width:860px){.tabs{grid-template-columns:1fr;gap:1.4rem}.tablist{flex-direction:row;flex-wrap:wrap}.tablist button{width:auto;border-left:1px solid var(--line);border-bottom:3px solid transparent}.tablist button[aria-selected=true]{border-left-color:var(--line);border-bottom-color:var(--green)}}

/* contact */
.contact{display:grid;grid-template-columns:.9fr 1.1fr;gap:3rem;padding:clamp(2.5rem,5vw,4rem) 0}
.contact dl{margin:0}
.contact dt{font-size:.8rem;color:var(--grey);margin-top:1rem;text-transform:none}
.contact dd{margin:.1rem 0 0;font-size:1.1rem;font-weight:600}
.contact dd a{color:var(--ink)}
form{display:grid;gap:1rem}
label{display:grid;gap:.35rem;font-size:.9rem;color:var(--grey);font-weight:500}
input,select,textarea{font:inherit;color:var(--ink);background:#fff;border:1px solid #CFCFCF;border-radius:3px;padding:.75rem .85rem;width:100%}
input:focus,select:focus,textarea:focus{border-color:var(--green);outline:none;box-shadow:0 0 0 3px var(--green-pale)}
textarea{min-height:150px;resize:vertical}
.row{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
.note{font-size:.85rem;color:var(--grey)}
@media (max-width:860px){.contact,.row{grid-template-columns:1fr}}

/* footer — dark, as qsurety.com */
footer{background:var(--foot);color:#CFCFCF;padding:2.5rem 0;font-size:.9rem;margin-top:2rem}
footer .wrap{display:flex;flex-wrap:wrap;justify-content:space-between;gap:1rem;align-items:center}
footer a{color:#fff}
footer a:hover{color:var(--green-light)}

/* AI assistant widget */
.chat-fab{position:fixed;right:1.25rem;bottom:1.25rem;z-index:50;background:var(--green);color:#fff;border:0;border-radius:999px;padding:.9rem 1.3rem;font:inherit;font-weight:600;font-size:.95rem;box-shadow:0 8px 24px rgba(0,0,0,.2);cursor:pointer;display:flex;gap:.6rem;align-items:center}
.chat-fab:hover{background:var(--green-dark)}
.chat-fab svg{width:20px;height:20px}
.chat{position:fixed;right:1.25rem;bottom:5.5rem;z-index:50;width:min(380px,calc(100vw - 2.5rem));height:min(560px,calc(100vh - 7.5rem));background:#fff;border-radius:12px;box-shadow:0 16px 48px rgba(0,0,0,.22);display:none;flex-direction:column;overflow:hidden;font-size:.93rem}
.chat.open{display:flex}
.chat-head{background:var(--green);color:#fff;padding:.9rem 1.1rem;display:flex;justify-content:space-between;align-items:center}
.chat-head b{display:block;font-size:.95rem}.chat-head small{opacity:.85;font-size:.78rem}
.chat-head button{background:none;border:0;color:#fff;font-size:1.3rem;cursor:pointer;line-height:1}
.chat-log{flex:1;overflow-y:auto;padding:1rem;display:flex;flex-direction:column;gap:.7rem;background:#F7F9F7}
.msg{max-width:85%;padding:.65rem .9rem;border-radius:12px;line-height:1.5;white-space:pre-wrap;word-wrap:break-word}
.msg.bot{background:#fff;border:1px solid var(--line);border-bottom-left-radius:4px;align-self:flex-start}
.msg.user{background:var(--green);color:#fff;border-bottom-right-radius:4px;align-self:flex-end}
.msg.typing{color:var(--grey);font-style:italic}
.chat-form{display:flex;gap:.5rem;padding:.7rem;border-top:1px solid var(--line);background:#fff}
.chat-form input{flex:1;padding:.65rem .8rem}
.chat-form button{background:var(--green);color:#fff;border:0;border-radius:3px;padding:0 1rem;font:inherit;font-weight:600;cursor:pointer}
.chat-form button:disabled{opacity:.5;cursor:default}
.chat-foot{font-size:.72rem;color:var(--grey);text-align:center;padding:.3rem .7rem .6rem;background:#fff}